Monipay

Monipay is a non-custodial, AI-powered smart payment platform that replaces wallet addresses with human-readable usernames called moniTags™, eliminates gas fees through intelligent gasless relayers, and processes payments through natural language commands. Personal users send and receive stablecoins by @username instantly. Merchants get a complete suite including product listings, payment links, invoicing, QR charges, webhooks, an online store, and a full CRM, turning any smartphone into a payment terminal without a single piece of hardware. MoniBot AI, our autonomous agent, executes real on-chain USDC and USDT transfers directly from Twitter, Discord, and Telegram. One mention. Unlimited recipients. Instant settlement. Live on Base and BSC. Payments where people already are, powered by AI, settled on-chain.